Terms of Service
Last Updated: August 2026
Financial Projection Disclaimer (Not Financial Advice)
Suranyx is an algorithmic, deterministic forecasting calculator that projects future bank balances based exclusively on historical bank statement data provided by you. Suranyx does not provide certified financial, investment, tax, legal, or accounting advice. All calculations, runway estimates, and Assistant responses are descriptive mathematical projections, not prescriptive financial advice.
1. Acceptance of Terms
By accessing or using Suranyx (via Web, Desktop, or Mobile), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the application.
2. Early Access & Service Availability
• Early Access Period: Suranyx is currently provided free of charge for our beta founder cohort without requiring payment details or credit cards.
• Full Feature Access: Beta accounts include deterministic 13-week runway forecasts, historical trend analysis, GST Input Tax Credit deductions, and local natural language assistant queries.
• Account Ownership & Cancellation: You may export or permanently delete your account, statements, and custom rules at any time with a single click from Account Settings with immediate cascading erasure.
3. Acceptable Use & Account Integrity
You agree to upload only legitimate bank statement CSV files for bank accounts you are authorized to manage. You may not attempt to reverse-engineer, circumvent authentication, abuse API rate limits, or access other users' accounts.
4. Limitation of Liability
To the maximum extent permitted under Indian law, Suranyx and its operators shall not be liable for any indirect, incidental, special, or consequential damages resulting from business decisions, cash shortfalls, tax penalties, or financial losses incurred in reliance on the software's mathematical projections.
5. Governing Law & Inquiries
These terms shall be governed by and construed in accordance with the laws of India, subject to the jurisdiction of courts in Bengaluru, Karnataka.
For legal notices, compliance queries, or contractual questions, contact our legal helpdesk at support@suranyx.com.